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| War Exchange How Do People Treat You? How to Spend Money to Make Money |
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How Do People Treat You?
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| You have the power to control how people treat you. You can make them like you or hate you; respect you or criticize you; support you or chop you down. The way to control how people treat you is outlined by L. Ron Hubbard in The Way to Happiness. "Try to Treat Others as You Would Want Them to Treat You" "If one were to think over how he or she would like to be treated by others, one would evolve* the human virtues*. Just figure out how you would want people to treat you. "You would possibly, first of all, want to be treated justly: you wouldn't want people lying about you or falsely or harshly condemning you. Right? "You would probably want your friends and companions to be loyal: you would not want them to betray you. "You could want to be treated with good sportsmanship, not hoodwinked* nor tricked. "You would want people to be fair in their dealings with you. "You would want them to be honest with you and not cheat you. Correct? "You might want to be treated kindly and without cruelty. "You would possibly want people to be considerate of your rights and feelings. "When you were down, you might like others to be compassionate. "Instead of blasting you, you would probably want others to exhibit self-control. Right? "If you had any defects or shortcomings, if you made a mistake, you might want people to be tolerant, not critical. "Rather than concentrating on censure* and punishment, you would prefer people were forgiving, correct? "You might want people to be benevolent toward you, not mean nor stingy. "Your possible desire would be for others to believe in you, not doubt you at every hand*. "You would probably prefer to be given respect, not insulted. "You might like people to admire you. "From some you might want love. Read more about this and other success techniques in The Way to Happiness. Buy your copy of this booklet for $4.75 plus shipping at www.tipsforsuccess.org/way-to-happiness.htm |
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War
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| Your neighbor likes to throw parties. Every Saturday night, his stereo is blasting and the street is full of cars. What do you do? Odds are good you use logic and rationality to work it out. You might talk to the person, report the problem to the police or go to a movie. However, you would probably not go beat up the neighbor. What if you felt your business is threatened by another business? Say you own a restaurant, but notice you are getting fewer reservations and your income is going down. You find out the new restaurant down the road is taking your customers. Do you work on your menu? Improve your service? Advertise? Form a partnership with the other restaurant owner? Enjoy the challenge of a competition? Sell your restaurant? Probably something like that. But would you throw a bomb into the other restaurant? Kill its employees? Why not? After all, they are threatening your living and hurting your business. Perhaps if someone killed your friend or a family member, you would want to attack the murderer. But sooner or later, you would realize blood on your own hands was no solution. As any war veteran can tell you, killing people can cause a lifetime of depression. So why does anyone go to war? What might be a better solution? Without getting involved in politics, L. Ron Hubbard has always taken a stand against war. Even though he was a decorated Naval officer in World War II, he disagreed that war solved anything. In 1950, he wrote in his famous book, Dianetics: The Modern Science of Mental Health: |
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How to Spend Money to Make Money
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| Spending money is a skill. You can spend your money with intelligence or stupidity. You can use money to your advantage or disadvantage. Businesses that spend money intelligently make more profit. Their employees earn higher salaries and their customers get better service. Governments, especially in the USA, have a reputation for wasting money. Millions are spent on programs that produce nothing and help no one. Money is used to gain politician popularity instead of helping the country or its citizens. When you can skillfully spend money, you get richer. You use the "Bean Theory." "The allocation paid out by Finance* to an organization or activity must BUY SOMETHING. "It buys more funds back from the activity than it paid out and it buys the production of that activity. "Finance is best understood as a COMMODITY* in terms of beans. "So many beans issued to an activity and so many more beans back." -- L. Ron Hubbard (*Finance: The part of the organization that manages money.) (*Commodity: An item that is bought, sold or traded.) In other words, you look at your cash as a bunch of beans. You trade those beans in such a way that you get more beans than you started with. You use your spending to enhance your income. Three Forms of Transportation You need transportation to get to work. You can ride the bus for $65 per month, buy a 2002 Saturn for $10,000 or buy a 1966 $35,000 Austin-Healey sports car in mint condition. Which fits the Bean Theory best? The bus is cheapest, but you arrive for work in a bad mood. You wait for the bus in the rain for 10 minutes and if the bus makes lots of stops that day. After a 30-minute ordeal, you arrive for work 10 minutes late. With the Saturn, you only need 10 minutes to get to work and arrive on time. The car never breaks down if you maintain it. The maintenance and parts are inexpensive. The gas mileage is excellent. The Austin-Healey looks gorgeous. New paint, new engine, new tires. Everyone at work stands around admiring your car. But a week after you buy it, it breaks down on your way to work. You waste two hours getting a tow truck and a ride to work. Only a few mechanics can fix it, so you have no transportation for two weeks. You pay $2,000 for repairs. You also pay more for insurance. Which car is best for your Bean Theory? Which will help you earn the most money? What if you had another transportation need. For example, you needed a car to take wealthy people around town to look at buildings for sale. What type of car would make you the most money? Probably a large four-door Mercedes or Cadillac, right? What if you were a carpenter or a brick mason? Bean Theory Examples You buy a $2500 stereo system with a credit card. The stereo system makes you no money. It loses value over time. You pay $2000 in interest over five years before you pay off the credit card debt. For 4500 beans, you get no beans back and have an asset worth 1200 beans. You buy a small, old house. You pay $25,000 as a down payment and a home loan for $75,000. You invest $25,000 in upgrades and repairs. You pay $13,000 in interest during the three years. You sell the house after three years for $160,000. So for 25,000 beans for the down payment, 25,000 in repairs and 13,000 beans in loan interest, you get 85,000 beans after the loan is paid off. You also lived in the house for three years which would run about $12,000 per year. Total profit of 97,000 beans. If you own a business, some of employees' pay may be good Bean Theory application. For example, they do more than expected and add to the life of the business. Other employees do less than you need and suck everyone down to their unhappy existence. They are not a good investment of beans. Your business activities can also be good or bad Bean Theory. For example, an auto shop may find their auto paint department returns five beans for every bean paid into it. But their muffler department only returns one bean for each two beans it receives. The owners must invest more beans into the paint department and less on mufflers until the muffler department straightens itself out. Good Bean Theory application includes business tools, equipment, computers, office furniture, efficient work spaces and so on. Spending beans to find the best employees, train employees and pay your highest producers top wages are also good investments. Bad Bean Theory applications may include original paintings for your office, expensive carpets in the waiting area, wild unproven ideas, exotic "business" trips for you and your family, unearned bonuses to buddies, golf club memberships and so on. Perhaps the best Bean Theory application of all is investing beans in yourself. Money and time spent to improve your knowledge or improve your control pay off tremendously over the long term. Application Go through your spending records, such as your checkbook register, and decide which are good Bean Theory expenditures and which are not. For example, you might decide you have too much insurance or pay too much for entertainment for the return you receive. You might find the money you spend on computer classes have paid off ten times while your yoga classes have not helped you at all. Money for junk food is rarely a good investment. A health club membership might or might not pay off, depending on how often you work out. Money for business books often gives you more beans back while expensive newsletters on investments may be money down the drain. Money for electricity, water and gas may be vital as no beans are possible without them. Yet money for a huge new home with a million-dollar view that consumes two-thirds of your pay in loan interest will probably not give you more beans than you pay. If you only invest more beans into the things that return extra beans, you improve your financial condition. Beans can be other things besides money. Time and energy are beans you spend all day long. Some of these beans give you money, time and energy. Other things waste these beans. Before spending your beans, ask yourself, "Will this expenditure return more beans than I'm spending?" If yes, go for it! If no, don't. If you are not sure, find out or run a cheap test first. |
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Exchange
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| The biggest problem with dentures (false teeth) is that they do not feel comfortable. Some people love them right away while others are never happy with the fit and always seem to suffer. The unhappy patients return to their dentist for several adjustments. They try different adhesives. They even go to other dentists to start over. But no matter what they do, some people's dentures never feel comfortable. So a denture manufacturer conducted a study to find out why dentures easily fit the mouths of some patients, but were a constant problem with others. According to this study, they evaluated the type of material used in the dentures. They considered the methods of determining the shape and size of the dentures. They also checked the dentists' training and techniques. But they could not find out why patients loved or hated their dentures. And then they examined this one factor: most of the patients who complained that their dentures did not fit HAD NOT PAID FOR THEM. They still owed money to the doctor! If the patient or their insurance company had paid for the dentures, they seemed to fit better. "When you let somebody be dishonest, you are setting him up to become physically ill and unhappy." "When you let a person give nothing for something, you are factually encouraging crime." -- L. Ron Hubbard If you give free services or products to people, sooner or later they will not appreciate your help. In fact, they may dislike you as a result. You are making them become dishonest and it makes them ill and unhappy! (And you thought you were doing them a favor.) People need to give an exchange. If they mow your lawn or clean your house, they will feel much better about your help. Lottery winners often lose all their money within a few years. They buy expensive cars and wreck them. They buy big houses and let them go to ruin. One man used his winnings to drink himself to death. These poor people didn't earn the money. They got something for nothing so it meant nothing to them. People want to be good. They want to be honest. When they get something for nothing they tend to waste it, as they know they do not deserve it. Children and Exchange "A lot of this exchange imbalance comes from child psychology where the child is not contributing anything and is not permitted to contribute. "It is this which first overwhelms him with feelings of obligation to his parents and then bursts out as total revolt in his teens. "Children who are permitted to contribute (not as a cute thing to do but actually) make noncontributing children of the same age look like raving maniacs!" -- L. Ron Hubbard When you make children give an exchange they become much happier! Children, as young as three-years-old, can contribute by picking up their toys, not yelling, helping in the kitchen and so on. Recommendations 1. When people complain about what you do for them, check if they have given you a proper exchange. If not, make it a requirement. 2. Ensure you give an honest exchange for goods and services you receive. Like people with dentures, you will be happier with what you receive if you give a fair exchange. 3. Teach children and adults that the world does not owe them a living. You must find ways to earn everything you get in life. Permit them to help you. |
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Copyright © 2003 TipsForSuccess.org. All rights reserved. Grateful acknowledgment is made to L. Ron Hubbard Library for permission to reproduce selections from the copyrighted works of L. Ron Hubbard. Programmed in the United States.
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